Though we draw from a wealth of expertise and resources, our process is quite straightforward.  A discussion about your particular situation begins what we hope will be a long professional relationship.  During this data gathering stage, we determine whether our client services would be appropriate for you.  If so, we will further seek to achieve a thorough understanding of your financial situation as well as your individual goals.

Conducting a thorough analysis of your information, including an assessment of your current financial situation, we’ll define what gaps may exist between where you are today and what you hope to accomplish. 

We next will discuss financial planning recommendations addressing the goals identified
earlier. 

Once we have agreed as to how the recommendations should be carried out, we will assist with their implementation.  Our role in this process will depend on the nature of the recommendations. As your financial advisor, we are well qualified to carry out many of them.  Our independence gives us the ability to do so without bias toward any specific investment or insurance company.  Other times our role may be simply to coordinate their implementation with another professional, such as an attorney or an insurance agent.

With the implementation of your plan under way, we will meet with you periodically to monitor the progress being made toward your goals, making any necessary adjustments.  This will be performed at a frequency based on your situation.